Debt-Free Forever: Take Control of Your Money and Your boutiques Life by Gail Vaz-Oxlade

If youre afraid to open your bills, if youve never added up how much you owe, if you cant even imagine being debt-free, its time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing whats really important. Debt-Free Forever is Gails step-by-step guide, and shell show you how to:

figure out how much youve actually been spending
- calculate how much you owe--and what its costing you
- build a budget that works
- maximize your debt repayments so you can be free of consumer debt in 3 years or less
- prepare for a rainy day so it doesnt mean a major setback
- set goals for your new, debt-free life.

Make no mistake: Getting out of debt isnt easy. But in Debt-Free Forever, Gail gives you a clear strategy and the steps needed to implement it. So if youre finished with excuses, overdue notices, and maxed-out credit cards, pick up this book, follow Gails plan, and start becoming debt-free forever.